Paying for Home Care in Martin County

Planning for Home Care Costs in Martin County

The cost of home care depends on the assistance required and the number of hours scheduled. Silver Sitters can discuss care options in Martin County and provide current cost information for your needs. Compare the total cost and services included when considering care at home or in a facility.

1. Private pay

Families may pay for care using personal income, savings or family contributions. Before arranging services, discuss the care schedule, rates and payment terms. Call 561-612-5411 to request cost information.

2. Long-term care insurance

Coverage depends on your policy. Ask your insurer about covered home-care services, benefit limits, waiting periods and required documentation. Silver Sitters care managers can help with care-related paperwork; your insurer determines reimbursement. Read the NAIC guide to long-term care insurance.

3. Veterans benefits

VA benefits may help qualifying families pay for care. Explore our Veterans Benefits Assistance resources and confirm eligibility with the VA or an accredited representative.

4. Reverse mortgages

A reverse mortgage is a loan that uses home equity. Interest and fees increase the balance; taxes, insurance and maintenance remain the homeowner’s responsibility. Review costs and repayment rules with a HUD-approved counselor. See the CFPB explanation of reverse mortgages and questions to ask a counselor.

5. Medicaid

Silver Sitters does not accept Medicaid coverage. Our care managers can discuss alternative resources. Call 561-612-5411 to ask about care and payment options.